Bill paying services are for older adults or people with disabilities who need help with budgeting or paying bills. If you do not have family or friends that can help you keep track of your finances this service may be for you. You can get help with organizing your bills, writing checks for you to sign, and keeping your checkbook. This service is for you if you have control over your finances, but need some help managing your money.
If you cannot manage your money, a federal agency can appoint a Representative Payee to pay your bills. With the money you get from Social Security the Social Security Administration can appoint a representative payee who can then deposit your SS or SSI check and use it for your benefit. This can prevent going to court to seek a conservator.
Bill paying services are offered through a variety of agencies. These include:
- Local Area Agencies on Aging (AAAs)
- senior centers
- non-profit and for profit agencies
- religious groups
- local departments of social services
Cost for bill paying services varies from agency to agency. There is usually a cost for representative payee services.
Visit the Social Security Representative Payee Program website for information on the Representative Payee.